Stable card processing for hemp-derived CBD businesses—online, retail, or both.
Approved setups with dedicated MIDs and CBD-friendly underwriting.
Online Made Easy.
Our CBD ecommerce setups connect your approved CBD merchant account to a payment gateway like Authorize.Net or NMI, so you can run stable checkout on Shopify or WooCommerce without relying on Shopify Payments (Stripe) or other aggregators that commonly shut CBD accounts down.
Get processing for hemp products below the 0.3% THC threshold.
Integrate Shopify / WooCommerce / BigCommerce / Magento and more with top gateways like Authorize.net and NMI.
Benefit from a unique MID, offering flexibility unlike Stripe or Square.
- Setup subscription billing options if desired.
Setup Chargeback alerts and representment to protect your account.
Expand your reach with secure, compliant online sales solutions and top tier support.
Getting Paid Should Be Easy.
VERIFIED Credit Card Processing specializes in high-risk CBD merchant accounts, offering unmatched flexibility with multiple payment processors. We provide seamless retail and online solutions, with options for dual pricing and cash discounting.
Get online processing for any hemp storefront including Delta 8 no matter what platform, including Shopify.
We handle CBD merchant accounts daily with proven success.
Access to multiple processors ensures the best fit for your business.
Hardware that syncs across locations for smooth operations.
With Dual-Pricing / Cash Discounting save on processing fees while offering customer flexibility.
Your Payment Processor,
Should Know Your Industry.
We Are Cannapreneurs.
Brad Ungar, a cannabis industry veteran, created and operates SaveOnCannabis.com and co-founded a Los Angeles marijuana dispensary. With deep industry experience, he’s navigated challenges like account freezes and social media bans, making him your ideal partner in the cannabis space.
Extensive experience in cannabis and CBD sectors.
Skilled in eCommerce, website building, and automations. (Ready to help you with tech needs!)
Founded and grew thriving cannabis-related businesses.
Expert in engaging customers and driving growth.
Frequently Asked Questions About CBD Merchant Accounts
Processors prefer:
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Hemp-derived CBD oils, topicals, and capsules
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Clearly labeled products with COAs
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Products must be below 0.3% THC
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No unsubstantiated health claims
Approval depends more on compliance and transparency than product popularity.
Yes. Many CBD merchants come to us after being shut down by Stripe, Square, or PayPal. Prior shutdowns do not automatically disqualify you. A proper underwriting review with a CBD-friendly acquiring bank can often place merchants that aggregators refuse. We even have some options that may be possible for merchants on the MATCH list.
Yes. CBD subscription models can be supported with the right merchant account and gateway configuration. Recurring billing typically requires additional underwriting review and strong chargeback prevention measures to maintain account health.
Hemp-derived CBD is federally legal under the 2018 Farm Bill, but payment processing approval depends on compliance with federal and state regulations, card brand rules, and bank risk policies. Not all legal CBD businesses are automatically approvable—compliance matters.
VERIFIED works with multiple CBD-friendly processors and acquiring banks, allowing us to place merchants based on their specific business model instead of forcing a one-size-fits-all solution. This reduces shutdown risk, improves approval odds, and provides long-term processing stability.
Submit your details for a fast pre-qualification. No obligation.
CBD Merchant Account Approval Checklist.
Meeting these requirements significantly improves approval speed and long-term account stability.
Legal business entity (LLC, Corporation, or Sole Proprietor)
Valid government-issued ID for all owners (25%+ ownership)
EIN or SSN (for sole proprietors)
U.S. business bank account in the company name (We also have CBD options for Europe)
Live, publicly accessible website
Clear contact information on the website
Refund policy visible and easy to understand
Shipping policy with realistic delivery timelines
Privacy policy and Terms & Conditions published
Secure checkout (HTTPS enabled)
Hemp-derived CBD products only (≤0.3% Delta-9 THC)
Certificates of Analysis (COAs) for all cannabinoid products
No medical, disease, or drug claims
FDA disclaimer present on the website
Shipping policy clearly discloses legal delivery areas
Shipping restrictions enforced for prohibited or restricted states
Disclosure of prior Stripe, Square, or PayPal shutdowns (if applicable)
Estimated monthly processing volume provided
Average transaction amount provided
Customer support and refund handling process in place
Willingness to comply with chargeback monitoring requirements
Acceptance of potential rolling reserve or volume caps (if required)
Requirements vary by processor,
but complete compliance dramatically improves approval odds.
Get in touch.
Submit your pre-app now with no commitment, so we can discover the lowest fees for your business.
Open Hours
Monday to Friday: 8am — 6pm
(But if already a customer, agent is responsive 7 days a week by phone or text or email)
Office
4 Peddlers Row
Unit #415
Newark, DE 19702
